Nowadays, the majority of consumers prefer payments over Google Pay or BHIM, and numerous offers are available for the majority of payments made through online applications. These UPI payments may be made at any time without the need for a card or any other options; all it takes is a quick login process and an internet connection to manage them through the net banking software.
However, some locations may experience intermittent internet service, making it challenging to use online applications to make a UPI payment and possibly creating a barrier to the payment process. We’ve provided you with step-by-step instructions on How to Make offline UPI Payments to help you avoid this problem.
The 3 UPI Payment Methods Without an Internet Connection
The simple payment method that one might use for safer payments is UPI. But what occurs if you don’t have access to the internet? unable to pay immediately away! You could be anxious at the moment. You can use the below-listed solutions for UPI payments without an internet connection to avoid any of these issues.
Transacting using the 99# service
When your internet connection is unreliable or unavailable, you can still conduct financial transactions using this 99-cent service.
- Step 1: dial the 99# Service Number
Click the call icon, then dial the service number 99#. Use the exact mobile device that is connected to your bank account, please. When you select the call option, a menu will appear; select option 1 and click on Send.
- Step 2: Payment recipient information
Select the payment recipient’s information from your list, type the number, and then click Send. Enter the cellphone number associated with the bank account now, and then transmit the information by selecting the send option.
- Step 3: Enter the amount
Enter the payment comment and the amount you want to send. You only need to input your UPI pin to complete the transaction.
- Step 4: Terminate 99# Service
When a choice of alternatives appears on the screen, hit number 4 to discontinue this service. Type number 7 to unregister from UPI once the service has ended. Pressing 1 will confirm whether or not the service has been halted.
Transaction over IVR Number
Interactive Voice Response (IVR) is a wonderful service that allows users to pay using computerized interactive systems over telecoms.
- Step 1: Dial the Toll-Free Number
Make sure to call the toll-free numbers listed at (080 4516 3666, 080 4516 3581, or 6366 200 200) using the mobile device that is connected to your bank account since these services are available around-the-clock.
- Step 2: Enter the reference number
Customers should input their payment reference number as either an account or an invoice in this form. You will be informed of the balance in your account after it is finished.
- Step 3: Message or Voice Confirmation
If you’re ready to pay, then connect to your credit card processor and enter your credit card information to be instantly authorized. If the transaction is successful, you will receive a text message with a written confirmation, or you can choose a spoken confirmation.
Transact using technology based on sound
Near Field Technology is mostly used for transactions in this payment service. With no need for an internet connection, this sound-based technology enables payments on a range of gadgets, including smartphones, feature phones, card swipe machines, and point-of-sale systems.
- Step 1: Enter the IVR number
You can dial 6366200200 to reach the IVR, and then choose the Pay to Merchant option. When you hear the POD beep, press the # key.
- Step 2: Enter the Amount of the Payment
Enter the required amount and the relevant UPI number to initiate a text message or spoken confirmation now.
If you’re ready to pay, then connect to your credit card processor and enter your credit card information to be instantly authorized. If the transaction is successful, you will receive a text message with a written confirmation, or you can choose a spoken confirmation. Your payment, please. If the transaction is successful, the IVR service number will call you to let you know.
Without an internet connection, the aforementioned process may be performed to conduct a UPI payment and can result in safer transactions.
Making a UPI Payment could be worthwhile and secure, but it might not always function owing to a bad internet connection or because of problems with the bank servers. To minimize these risks, it is preferable to handle some cash for the payments. This might help us out in a pinch and be a wise decision to avoid anxiety because there might be fraud involved in the online payment process.